How to Prepare for Travel with a Pre-Existing Condition

Posted by

No matter if you live with a moderate or severe health condition, you deserve the chance to travel as much as you can and as often as you wish to do so. However, there are certain risks that not all travellers face that you might, such as running out of medication or having an attack of your condition while away. For this reason, you need to have travel insurance specialised for those with pre-existing conditions to ensure you remain safe and protected throughout every single step of your trip away from home.

Health coverage is great in the UK, but it will not follow outside of its borders, which can cause all manner of problems if you are not very careful. After all, you cannot predict when you might experience a serious medical emergency, and even a condition that has not bothered you in years could suddenly cause an obstacle. Having protection on your side is the only way you can avoid hefty medical bills and potentially life-threatening issues.

Pre-Existing

Whenever you fear that you might not get a good rate just because of a pre-existing condition, you must remember that there are companies out there happy to help you compare rates to find the best option. If you know where to look, you can even reduce the number of medical screenings you must fill out while maximising the number of policies offered to you so you can get the better deal. Many in your situation compare travel insurance quotes for pre-existing medical conditions, and they often discover that getting coverage is far more cost-effective than they thought.

A pre-existing condition is any condition you have prior to taking out the travel insurance policy, such as hypertension or diabetes. These are conditions that, even though you have them under control, could potentially cause trouble for you while you are travelling. To protect you from costly medical bills, you will be asked to pay a slightly higher premium for a significant increase in the covered amounts.

Medication

For example, your medical travel insurance will come complete with protection if you ever were to lose your medication either during your flight over or your stay in a foreign country. Within a certain amount, you can have your medication replaced without any charge to you, which could potentially save your life. Of course, you should always exercise caution by bringing a few days of additional medication to minimise the chance of a delayed or cancelled flight causing trouble.

Travel Anywhere

So long as you are given medical leave to go to somewhere, you have the right to make that happen, and travel insurance is the way to get it. Whether you want to cross the pond and visit the States or spend some time over in Australia watching the whales, travel insurance will cover all of the traditional worries as well as anything to do with your condition. For example, you will be covered if you must be evacuated from a cruise ship and airlifted to a hospital.